Bankruptcy Services
Overwhelming debt can happen to good people. Life circumstances beyond our control can create situations in which unpaid bills stack up and repayment becomes difficult if not impossible. Harassing phone calls and nasty letters from creditors create enormous amounts of stress and make it hard to see a way out of your situation.
Most people want to pay their bills. But a major financial crisis such as loss of a job, vehicle repossession, injury, divorce, family emergency, or unexpected medical bills can sometimes change your financial obligations faster than you can repay them.
Bankruptcy can be a scary word, but many people do not realize that bankruptcy laws were created to help good people get a"fresh start" and pursue productive lives relieved from past financial problems.
What is Bankruptcy?
Bankruptcy is a federal court process designed to help consumers and businesses eliminate their debts or repay them under the protection of the bankruptcy court. Bankruptcies can generally be described as "liquidations" or "reorganizations
How Can Bankruptcy Help?
Filing for bankruptcy can help in many ways, such as:
- Stopping harassing letters and phone calls
- Protecting your home from foreclosure
- Stop repossession of your vehicle or other property
- In certain circumstances, stripping the 2nd mortgage from your home
- Ceasing paycheck garnishment
- Unfreezing bank accounts
- Reducing or eliminating debt liability without loss of assets such as your home, car, etc.
- Holding creditors accountable for illegal collection methods
- Remove liens against your property
Bankruptcy Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy is for individuals or businesses that no longer have the means to pay their debt. In a Chapter 7 bankruptcy, all unsecured debt (such as credit cards, car repossession, or home foreclosure judgments) is liquidated.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy reorganizes your debt, allowing you to catch up on your payments so you can possibly keep your home and car. If you have unsecured debt, such as credit cards, filing Chapter 13 can reduce the amount you have to pay back – sometimes pennies on the dollar.
Why Choose the Law Office of Amanda Todd Daniels to File for Bankruptcy?
At Amanda Todd Daniels we understand the burden that overwhelming debt places on individuals and families. We offer:
Experience: Bankruptcy attorney Amanda Daniels has years of experience helping people determine whether bankruptcy is the best option for their specific financial situation. This experience will ensure your case is handled correctly and as quickly as possible.
Competence: All aspects of your case will be handled in a thorough and expert manner. We stop harassing phone calls and nasty letters from creditors. We will tell you what to expect at each step and help you through the filing process.
Reasonable Pricing: Our expertise helps us make decisions that will minimize further financial stress. By choosing the option that best addresses your financial situation, and by handling your case in an efficient and concise manner, we minimize the cost of getting your financial situation back on track.
Amanda Daniels has worked with many families in the Tupelo and North Mississippi area to save their homes and get them started on the right path. She treats every client with respect and dignity as she works with them to create a path to a fresh financial start. Call (662) 678-8009 to schedule a consultation.
“Highly Recommend! Amanda Daniels is representing me during my divorce and custody case. She is very kind, knowledgeable, and you know this lady means business! This law firm is so hard working! I absolutely love Ms. Donna as well! She is great at answering a million questions and making the process easier. You will never regret working with this team!” – -Amanda Hill
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