While you may be concerned about the damage to your vehicle, it’s more important that you focus on your health first. Unfortunately, many medical professionals now require that patients pay for their treatment when they receive it. If you’re waiting for money from an insurance company, though, you may not be able to pay these bills right away.

If you’ve been injured in a car crash and it’s the other driver’s fault, here are a few ways to manage your finances and bills while you wait for the insurance claim to be processed. If you are unsure about how to file an insurance claim for your post-accident bills, see our related blog here that talks about personal injury vs insurance claims.

What Medical Expenses Will You Have?

There are a number of different medical expenses you might be responsible for following an accident. You may not even realize how many different people want money from you until the bills start coming in. You might receive bills from any or all of the following:
  • EMTs – The Emergency Medical Technicians who treated you at the scene of the accident may send you a bill for those services.
  • The Hospital – If you had to be taken to the hospital for additional treatment, you’ll be billed for it. These bills can quickly get out of control, especially if you required surgery or had to stay overnight. You may also have to pay for the ambulance ride to the hospital.
  • Your Doctor – You’ll need to see your doctor following any hospital stay. If you weren’t treated on the scene, you’ll also want to see your doctor as soon as possible for a checkup. In most cases, you’ll only have to pay your standard co-pay.
  • Other Bills – Other medical professionals may treat you after the accident or later during recovery. You may need to work with a physical therapist, return to a surgeon for a follow-up procedure, or visit the chiropractor. You may even need to see a therapist to cope with the stress or mental anguish.
In addition to these costs, you also have to pay for any prescription medications you need. If you have to be on crutches or need a sling, you’ll have to pay for that, too.

What Can You Do About these Bills?

With all these bills piling up, but your insurance settlement still being processed, what can you do? It could be weeks or even months before you get your payout. In the meantime, these medical providers are calling and sending you increasingly urgent letters about your payments.

Many people simply decide to ignore the bills and calls, but that’s not the right move. If you do, your healthcare providers are likely to send your bills to a collection agency. This can damage your credit score and may even result in a lawsuit.

Instead, talk to these various medical professionals. You may be able to work out a deal. There are a number of options that may be available to you:
  • Ask if the hospital or doctor’s office can put a temporary hold on the account. These providers understand that insurance claims often take time to process. They may be able to put the account on hold, preventing more charges from being added to it. This may also protect you from being sent to collections.
  • Ask about repayment plans. If your account can’t be put on hold, you may be able to set up a repayment plan that you can afford. This allows you to pay an affordable amount every month until the balance is paid off. This will help you better manage your bills without worrying about your credit taking a hit. When you receive your settlement, you can pay off any remaining balance.

Seek Legal Assistance

If you have been hurt in an auto accident contact an attorney that has expertise in auto accidents. It is best to contact them right after you leave the doctor and before you speak with the insurance companies. Amanda Daniels has over 10 years of experience in dealing with auto accidents and insurance companies. Amanda will help you get the maximum settlement and get your medical and damage bills paid quickly.

Call (662) 678-8009 to schedule a free consultation with an auto accident attorney in Tupelo.


Hear from a few people we have worked with...

“I have known Amanda in the community for a while now. Recently I needed some delicate legal matters handled and I reached out to Amanda's office for guidance. Amanda handled my legal matters with professionalism and attentiveness. I can be a worrier and probably followed up with my case more than I should, but Amanda or her secretary Donna never made me feel like an inconvenience. Although my legal matters are personal and private, I can say that Amanda is extremely knowledgeable on handling ...” ~ Casey Thompson

> View All


Our Services


Related Posts

Protecting Your Assets: Understanding Bankruptcy Exemptions

Protecting Your Assets: Understanding Bankruptcy Exemptions

8/07/2023 - Are you considering filing for bankruptcy but worried about protecting your assets? You are not alone. Filing for bankruptcy is a difficult decisi...

Are Your Children Receiving the Financial Support They Deserve?

Are Your Children Receiving the Financial Support They Deserve?

9/17/2021 - In the years following a divorce, changes in circumstances can result in the need to modify the previous child support award amount. Life changes ...

What Information Should I Gather Before Talking To A Bankruptcy Lawyer?

What Information Should I Gather Before Talking To A Bankruptcy Lawyer?

1/28/2021 - Let’s be honest for a moment: Bankruptcy is not a word that anyone wants to bring up in any form of conversation. The thought of it alone makes yo...

10 Questions to Ask Yourself Before Deciding to Adopt

10 Questions to Ask Yourself Before Deciding to Adopt

7/15/2019 - The decision to adopt is a life-changing decision that should not be taken lightly. Families have to consider many factors to make a well-thought-...

lets talk button
Top

Required *

Submission of a question or inquiry and/or a response to a question or inquiry does not create an attorney-client relationship. An attorney-client relationship will not be created unless you enter into a contract or engagement letter with Amanda Todd Daniels.